guh... (that's ugh all mixed up)

Oh how it has been a week for ugh.

Yesterday I got a call from a government collections agency. Apparently, Wells Fargo decided to say I had defaulted on one of my loans. I was confused. I had been working with them on deferment, but when a fax apparently didn't go through, they decided to just default instead of contacting me first. Granted, I probably should have called them to make sure they got the fax, but it was still a little shocking. After a few hours of crying on the phone to a complete stranger named Michelle (the lady assigned to my account at the agency), I calmed down a bit. She was really the nicest person I have talked to about loans since graduating. She gave me options and it turns out that one of those options is even better than never having defaulted. Sure, I currently have a rather nasty mark on my credit that looks the same as if I had filed for bankruptcy, but she assured me that as soon as my loan was rehabilitated it would be as if it never existed. The really good news? Everything should be back to normal (well, even better than normal) in a couple of months. I'm hoping it all goes as smoothly as Michelle told me it would, but I really do think she was telling me the truth. In a couple of weeks I should be well on my way to a brand new student loan and also to having my credit restored. Whew.

Jenna has been a pill all week. At least when Josh is gone. I feel like she has a little switch that turns to naughty when it is just the three of us, and to nice the minute she senses him in the vicinity. The booger has been hitting, pinching, pulling hair, name calling, and taking toys from Cole. I think she knows I'm tired. I still try to be consistent, but insomnia and parenting a 3 year old don't seem to mix very well. I'm going to start tomorrow with a new strategy I think. If she even comes close to being bad, it's time out time. I need to stop with the second chances. Punishing takes a lot of effort when you are fall down tired, but I think in the long run it will save me energy.

Finally, there was the scarf. I can't even talk about it. *sob* Wanna know? You can read about it here...

I'm going to out think the insomnia tonight. I've going to bore myself to death with a constant stream of House Hunters on Hulu. Hopefully it bores me into dreamland and becomes insta-cure for the constant stream of sleepless nights I've been combating recently.